About VBC
TODAY'S RATE: Gold 22K: 4364.00/ Gram|Silver: 64.10/ Gram

PAY MONTHLY

Choose an amount from the available options.


GET REWARDS

We will add a special bonus at the end of your plan.


PICK YOUR PIECES

Purchase your favourite pieces with the invested amount

MONTHLY CALCULATOR


Choose your monthly installment Amount


   

Your Total Payment for 11 months

Bonus

You can buy jewellery worth


PAYMENT DETAILS

MONTHLY INSTALLMENTS NO. OF INSTALLMENTS TOTAL PAID UP AMOUNT INCENTIVE YOU CAN BUY JEWELLERY WORTH
₹5,000/- 11 ₹55,000/- ₹5,000/- ₹60,000/-
₹10,000/- 11 ₹1,10,000/- ₹10,000/- ₹1,20,000/-
₹15,000/- 11 ₹1,65,000/- ₹15,000/- ₹1,80,000/-
₹30,000/- 11 ₹3,30,000/- ₹30,000/- ₹3,60,000/-


TERMS & CONDITIONS

Only one installment will be accepted in a month. The duration of the purchase plan will not be extended in case of non-payment of monthly installments, and will be restricted to 11 successive calendar months.

The incentive by VBC will be proportionately reduced, in case of reduced monthly payments.

In the event the customer fails to pay his/her installment for any 2 months continuously, VBC will automatically cancel the plan membership and refund only the principal amount paid by the customer after deductions.

Please produce a copy of your pan card at the time of joining. During closing of purchase plan, the passbook must be surrendered to VBC. For proof of address please submit a copy of driving license/Aadhar/ ration card, at the time of enrollment.

All members should intimate any change in their address/ mobile number.

Members are requested to purchase jewellery not later than 12 months from the start of the JPP.
In case they fail to do so, the amount standing to their credit, will be refunded through cheque or bank transfer, to the account mentioned in the joining form.

The members of this purchase plan are not entitled to combine with this plan, any other additional benefits, that may be offered by VBC on special occasions.

Members discontinuing in the middle will not be eligible for any incentive, but will be permitted to avail the jewellery equivalent to the paid up amount after deductions. No incentive will be provided in case of premature close of the scheme.

Gold and silver coins cannot be purchased against the installments paid under the purchase plan and the amounts, can be used only against the purchase of jewellery at the store.

Cash will not be refunded under any circumstances.

All legal matters will be restricted to the jurisdiction of the honourable courts of Chennai.

GST and any other applicable government levies, present or future will be borne by the member.

The rate of gold will be based on the rates notified by the Madras Jewellers and Diamond Merchants Association on the date of purchase.

VBC Jewellery at it's sole discretion can alter, amend, modify, add or delete any of the terms and conditions from the time to time.

Decision of the management in respect of the purchase plan will be binding on the members and are final.

VBC Jewellery reserves the right to suspend the plan at any time. In such event, the member may purchase any item at the store equal to the value of money accumulated in the account, as on the day of purchase.